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What is 'Pay by Link'?
Pay by Link is an encrypted Internet link that you send to your customer, client,
and donator inside an email. It contains the necessary payment information like
the customer name, the payment description and an amount. When the recipient of
the link clicks it, s/he will forward to a secure payment page, where credit card
credentials or eCheck information are entered and the payment can performed.
Why shall I use Pay-by-Link?
Online Invoicing makes it much easier for your customer to pay bills. Most invoices
today are delivered electronically. With our Paycent service, you get paid by a
simple click to a link. You will get your money earlier and your customer does not
have either to write and send a check or call you with credit card information for
payment.
How does it work?
You sign up to our service. Usually we charge 10 cent per link. After the activation
of your Paycent account, we complimentarily load the account with $5.00. Then you
can create payment links, copy and paste them into the email to your customer.
Are there any prerequisites necessary?
You have to have a Merchant Account that uses authorize.net
as the payment gateway. Most merchant accounts i.e. from Wells Fargo, Chase PaymentTech,
United BankCard are using authorize.net. Alternatively you can use your
PayPal or Google Checkout account as well. More payment gateways and merchant accounts are in preparation.
Is it secure?
Yes it is. The payment link is encrypted. It is quite impossible that it gets tampered.
We never ask your customers for any credit card credentials. Those are entered only
at the secure website of the payment provider.
Can you show me a Paycent link?
Sure. This is the AES encrypted link: wLrvP9H30C2otSY2ZBW*bh49Blx3u2MFc2*
TzIqb9yyom9BOCfXkmPhj3dXm*dBh2JBGubqAt1NswFsh6qW-CA==.
It contains the customer name, your paycent id, the invoice number and description,
the invoice amount plus some security features.
Can I use it with printed invoices?
Yes, you can. Still it is quite error prone that your customer enters the link in
an Internet browser manually, we provide you with a so called QR-Code. This is a
small image containing the same information as the link. When this image is scanned
or photographed i.e. by an IPhone, you can click at it and you are forwarded to
the payment page. This is an example of the QR-Code.
Can I see a demo?
Sure. Please login with DEMO as paycentID and DEMO as password.
Are any applications available that support Pay by Link?
If you are a QuickBooks user, you can use QEmail from
addqin to email invoices and statements, which include Paycent payment links.
Can I use Pay by Link with Microsoft Office products?
We shortly will have MS Office addins available that allow you to include payment links in MS Word
documents as well as in MS Outlook emails.
